*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.7 system-ui,Segoe UI,Arial,sans-serif;color:#1b2440;background:#f4f7ff}
a{color:#0a3bb5}h1,h2,h3{line-height:1.15;color:#0a2a8a;font-family:'Arial Black',Impact,system-ui,sans-serif}h2{font-size:clamp(1.5rem,3vw,2rem);margin:0 0 14px}
.w{max-width:1080px;margin:auto;padding:0 20px}
.top{background:#ffd400;color:#0a2a8a;font-weight:700;font-size:.9rem;text-align:center;padding:6px 10px}.top a{color:#0a2a8a}
header{background:#071d63;position:sticky;top:0;z-index:9;box-shadow:0 2px 12px #0006}header .w{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;padding:10px 20px}
.logo{font:900 1.55rem 'Arial Black',Impact,sans-serif;color:#ffd400;text-decoration:none;text-shadow:2px 2px 0 #d61f1f}.logo b{color:#fff;text-shadow:2px 2px 0 #d61f1f}
nav a{color:#fff;text-decoration:none;margin-left:18px;font-weight:700;font-size:.95rem}nav a:hover{color:#ffd400}
.hero{background:radial-gradient(circle at 80% 20%,#2a6df0 0,transparent 45%),linear-gradient(135deg,#061750,#0a2a8a 55%,#1759d6);color:#fff;padding:60px 0 70px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:34px;background:#f4f7ff;clip-path:ellipse(60% 100% at 50% 100%)}
.hero .w{display:grid;grid-template-columns:1.15fr .85fr;gap:30px;align-items:center}.hero h1{color:#fff;font-size:clamp(1.8rem,4.2vw,2.9rem);text-shadow:3px 3px 0 #0006}.hero h1 em{color:#ffd400;font-style:normal}.hero p{font-size:1.12rem;max-width:560px}
.art{width:100%;max-width:380px;margin:auto;filter:drop-shadow(0 14px 22px #0008)}
.btn{display:inline-block;background:#25d366;color:#fff!important;padding:14px 26px;border-radius:50px;font-weight:800;text-decoration:none;margin:6px 8px 6px 0;box-shadow:0 6px 16px #0003;transition:.2s}.btn:hover{transform:translateY(-2px)}.btn.y{background:#ffd400;color:#0a2a8a!important}
.badges{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}.badges span{padding:6px 14px;border-radius:10px;font-weight:800;border:2px solid #fff6;color:#fff;font-size:.9rem}
.b1{background:#0b2e6e}.b2{background:#ea5a0c}.b3{background:#5a9e10}.b4{background:#d61f1f}.b5{background:#1e88c9}
.strip{background:#fff;margin-top:-10px;position:relative;z-index:2;box-shadow:0 6px 20px #0a2a8a22}.strip .w{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:10px;padding:18px 20px;text-align:center;font-weight:700;color:#0a2a8a}.strip small{display:block;color:#5b6684;font-weight:500}
section{padding:54px 0}.alt{background:#e6edfc}.g{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(235px,1fr))}
.c{background:#fff;border-radius:16px;padding:24px;box-shadow:0 4px 16px #0a2a8a1a;border-top:5px solid #ffd400;transition:.2s}.c:hover{transform:translateY(-4px)}.c h3{margin:10px 0 8px;font-size:1.1rem}
.ic{width:52px;height:52px;border-radius:14px;background:linear-gradient(135deg,#0a2a8a,#1759d6);display:grid;place-items:center;font-size:1.6rem}
.step{text-align:center}.step .n{width:46px;height:46px;border-radius:50%;background:#d61f1f;color:#fff;font:900 1.3rem 'Arial Black',sans-serif;display:grid;place-items:center;margin:0 auto 10px;box-shadow:0 0 0 5px #ffd400}
.ck{list-style:none;padding:0;columns:2 260px}.ck li{padding:6px 0 6px 30px;position:relative}.ck li:before{content:"✔";position:absolute;left:0;color:#25a050;font-weight:900}
.cta{background:linear-gradient(135deg,#d61f1f,#a30f0f);color:#fff;border-radius:20px;padding:34px;text-align:center}.cta h2{color:#ffd400}
details{background:#fff;border-radius:12px;padding:14px 18px;margin:10px 0;box-shadow:0 2px 8px #0a2a8a14}summary{font-weight:800;cursor:pointer;color:#0a2a8a}
input,textarea{width:100%;padding:14px;margin:6px 0;border:2px solid #c3cdea;border-radius:10px;font:inherit}input:focus,textarea:focus{outline:0;border-color:#1759d6}
form{background:#fff;padding:24px;border-radius:16px;box-shadow:0 4px 16px #0a2a8a1a;max-width:640px}button.btn{border:0;cursor:pointer;font-size:1rem}
footer{background:#061750;color:#d5ddf7;padding:36px 0;font-size:.95rem}footer a{color:#ffd400}
.stars{color:#f5a300;font-size:1.2rem}.tags span{display:inline-block;background:#0a2a8a;color:#fff;border-radius:30px;padding:6px 16px;margin:4px;font-weight:700}
.fab{position:fixed;right:16px;bottom:16px;background:#25d366;color:#fff;border-radius:50px;padding:15px 22px;font-weight:800;text-decoration:none;box-shadow:0 6px 18px #0006;z-index:10;animation:p 2.4s infinite}
@keyframes p{50%{box-shadow:0 0 0 10px #25d36640}}
@media(max-width:780px){.hero .w{grid-template-columns:1fr}.art{max-width:240px}nav a{margin:0 10px 0 0;font-size:.85rem}}